SEC 506(c) Registered

About Trusted Income Fund

A 506(c) SEC-registered real estate debt fund built on security, transparency, and consistent investor returns. It's a 506C SEC registered fund.

Modern office building exterior representing Trusted Income Fund's real estate lending operations
Financial advisors reviewing fund documents together at a conference table

Fund Structure & Compliance

How Trusted Income Fund Is Organized

Trusted Income Fund was formed with a clear mission: to originate and manage a portfolio of loans secured by real estate on behalf of accredited investors seeking consistent, collateral-backed income. Rather than operating informally, the fund is organized and offered as a 506(c) SEC-registered investment vehicle — a designation that allows the fund to openly educate and communicate with prospective investors while requiring verification of accredited investor status before any capital is accepted.

This regulatory framework exists to protect investors: it establishes clear disclosure standards, formal offering documents, and a defined process for how capital is raised, deployed into loans, and returned. For investors evaluating a real estate debt fund, that structure is the foundation of trust — long before any single loan is ever originated.

That same discipline governs how the fund underwrites every loan: capital is never deployed above a maximum of 75% of property value, a conservative lending standard that has helped the fund historically generate 20% annualized returns for its investors while keeping every position secured by real, tangible collateral.

506(c) SEC Registration

Trusted Income Fund operates as a 506(c) SEC-registered offering, permitting the fund to publicly solicit capital exclusively from verified accredited investors under a formal compliance framework.

Purpose-Built Structure

The fund was formed with a single mandate: originate and manage a diversified portfolio of loans secured by real estate, giving investors a structured path to participate in private debt.

Disciplined Compliance

Every offering document, investor verification step, and capital call follows the regulatory framework required of a 506(c) fund, so investors can evaluate the opportunity with full transparency.

See our track record →

A Track Record Built on Discipline

As a 506(c) SEC-registered real estate debt fund, Trusted Income Fund applies the same conservative underwriting standards to every loan we originate. That discipline is what has allowed us to protect investor capital while historically we have generated 20% annualized returns for our investors.

Conservative Loan-to-Value

We lend a maximum of 75% of the property value.

Rigorous Due Diligence

Every loan is underwritten against independent property valuations, title review, and borrower qualification before capital is deployed.

Disciplined Portfolio Management

Loans are monitored throughout their term, with our affiliated mortgage lending business supporting timely repayment and refinancing.

Stock market chart showing upward trend, reflecting the fund's historical performance
Max Loan-to-Value

75%

We lend a maximum of 75% of the property value.

Historical Returns

20%

Historically we have generated 20% annualized returns for our investors.

Proprietary Loan Pipeline

In-House Origination & Refinance Pipeline

Unlike debt funds that rely solely on third-party brokers, Trusted Income Fund is supported by an affiliated mortgage lending business dedicated to originating high-quality loans and helping recover fund capital. This in-house relationship gives our fund consistent visibility into loan quality from the first application through final repayment.

Every loan considered for the fund is underwritten to our disciplined standard of lending a maximum of 75% of property value, and when a loan approaches maturity, our affiliated lender works directly with the borrower to refinance into a longer-term loan — helping the fund recover its capital efficiently and redeploy it into new opportunities. This closed-loop pipeline is a key reason the fund, a 506(c) SEC-registered offering, has historically generated 20% annualized returns for its investors.

Loan documents being reviewed and signed as part of the mortgage origination process

Originate

Our affiliated mortgage lending business sources and underwrites high-quality, real estate-secured loan opportunities before they reach the fund.

Fund the Loan

Trusted Income Fund, a 506(c) SEC-registered offering, deploys accredited investor capital into loans at a maximum of 75% loan-to-value.

Refinance

As loans mature, our affiliated lender works directly with borrowers to refinance into longer-term financing, supporting timely repayment.

Recycle Capital

Recovered capital is redeployed into new originations, sustaining the fund's historically strong 20% annualized returns for investors.

Why Invest in Real Estate Debt

As a 506(c) SEC-registered fund, we believe real estate debt deserves a place in every accredited investor's portfolio. Benefits of investing in real estate debt funds are: consistent reliable income, secured by real estate, and insured by property insurance.

Consistent, Reliable Income

Loans secured by real estate generate scheduled interest payments, giving investors predictable, recurring income rather than depending on market appreciation.

Secured by Real Estate

Every loan we originate is backed by a recorded lien against real property, giving investor capital a tangible asset standing behind it.

Insured by Property Insurance

Underlying collateral is required to carry property insurance, adding a further layer of protection against physical loss or damage to the asset.

A house-shaped keychain representing a real estate asset securing investor capital

Meet the Team Behind the Fund

Our leadership brings decades of combined experience in real estate lending, underwriting, and fund management to every loan we originate and every investor relationship we build.

Portrait of Richard Alden, Managing Partner & Chief Investment Officer at Trusted Income Fund

Richard Alden

Managing Partner & Chief Investment Officer

Over 20 years originating and managing real estate-secured debt. Richard leads investment strategy, loan structuring, and investor relations for the fund.

Portrait of Melissa Grant, Head of Underwriting & Risk at Trusted Income Fund

Melissa Grant

Head of Underwriting & Risk

Melissa brings deep expertise in property valuation, borrower risk assessment, and loan-to-value analysis, overseeing every loan that enters the fund's portfolio.

Portrait of David Ochoa, VP of Fund Operations at Trusted Income Fund

David Ochoa

VP of Fund Operations

David manages day-to-day fund administration, compliance, and investor reporting, ensuring the fund operates with the transparency accredited investors expect.

Ready to Learn More About Our Fund?

Connect with our team to discuss investment opportunities and fund structure.

Modern financial office reception where investors meet with the Trusted Income Fund team