Earn Consistent Income Secured by Real Estate
Join accredited investors earning historically 20% annualized returns through our SEC 506(c) registered real estate debt fund — income backed by conservatively underwritten, property-secured loans.
Why Invest in Real Estate Debt
As a 506(c) SEC-registered fund, Trusted Income Fund offers accredited investors a disciplined path into real estate debt investing. We lend a maximum of 75% of a property's value, a conservative underwriting standard designed to protect investor capital, and have historically generated 20% annualized returns for our investors as a result.
Consistent, reliable income
Investors receive regular distributions generated from interest payments on a diversified portfolio of real estate-backed loans, structured to deliver dependable income over time.
Secured by real estate
Every loan in the fund is collateralized by real property, giving investors a tangible asset base behind their capital rather than an unsecured promise of repayment.
Insured by property insurance
Underlying properties are required to carry property insurance coverage, adding a further layer of protection for the fund's capital against physical loss or damage.
Strengthened by an affiliated mortgage lending business
Trusted Income Fund works alongside an affiliated mortgage lending business that originates high-quality loans for the fund from the outset, applying rigorous underwriting to every borrower and property. That same affiliated lender also helps recover the fund's capital by assisting borrowers in refinancing into longer-term loans, supporting the consistent, reliable income and 20% historical annualized returns investors have come to expect.
Loan Categories We Invest In
Trusted Income Fund underwrites and manages a diversified portfolio of real estate debt across the full loan performance spectrum. Understanding these categories helps investors evaluate how the Fund balances steady current income with opportunistic upside from discounted debt acquisitions.
Performing Loans (PL)
Loans where borrowers remain current on all scheduled payments. These positions form the foundation of the Fund's portfolio, generating predictable interest income secured by real property.
Sub-Performing & Re-Performing Loans (RPLs)
Loans that experienced a payment disruption but have since resumed performing under modified or reinstated terms. The Fund evaluates these opportunities for their combination of discounted entry price and renewed borrower reliability.
Non-Performing Loans (NPLs) & Distressed Debt
Loans in default that require active resolution — through workout, restructuring, or foreclosure — to recover and redeploy capital. These positions are underwritten conservatively against the underlying collateral value.
A Disciplined, Data-Driven Lending Strategy
Real estate debt fund investing rewards discipline over speculation. Rather than owning property directly, our fund originates and manages loans secured by real estate, giving investors a structured way to earn income while limiting exposure to market volatility. Two figures define that discipline: how much we're willing to lend against a property, and the returns that lending standard has historically produced.
Every loan we originate or acquire is capped at a maximum of 75% of the underlying property's appraised value, preserving a meaningful equity cushion that helps protect invested capital in a downturn.
Trusted Income Fund has historically generated 20% annualized returns for our investors, driven by disciplined underwriting and conservative lending standards across our loan portfolio.
Trusted Income Fund is organized and offered as a 506(c) SEC-registered fund, available exclusively to verified accredited investors seeking real estate-secured income.
The Trusted Income Fund Advantage
Unlike passive debt funds that simply purchase loans from outside originators, Trusted Income Fund is built on a vertically integrated model. Our affiliated mortgage lending business originates high-quality, real estate–secured loans in-house and stays engaged with borrowers through refinancing into longer-term financing — a structured process that helps recover fund capital and supports consistent performance for our investors. Combined with our SEC 506(c) registration, this approach gives accredited investors a disciplined, compliant, and transparent path to real estate debt investing.
SEC 506(c) Registered & Compliant
Trusted Income Fund operates as a 506(c) SEC-registered fund, meaning our offering is subject to formal verification of accredited investor status and adheres to established regulatory disclosure standards — giving investors a transparent, compliant framework for participation.
In-House Loan Origination
Our affiliated mortgage lending business sources, underwrites, and originates the loans held by the fund directly, rather than purchasing them from third parties. This gives us full visibility into borrower quality, property valuations, and loan terms from day one.
Built-In Refinance & Capital Recovery
That same affiliated lender works closely with borrowers to refinance short-term loans into longer-term financing once a property stabilizes. This structured exit path helps recover fund capital efficiently and supports the fund's ability to redeploy investor dollars.
Disciplined, Conservative Underwriting
Every loan is underwritten to a maximum of 75% loan-to-value, limiting downside exposure while still allowing the fund to pursue historically strong performance — including 20% annualized returns delivered to investors over time.
Common Questions from Accredited Investors
Straightforward answers about our SEC 506(c) registered fund, how investor capital is protected, and how our lending strategy is designed to deliver consistent results.
Ready to Start Earning Reliable Income?
Speak with our team to learn how Trusted Income Fund can fit your investment portfolio.
As a SEC 506(c) registered real estate debt fund, we lend responsibly—capping every loan at a maximum 75% loan-to-value—and have historically delivered 20% annualized returns for our investors. Our affiliated mortgage lending business originates high-quality loans and helps borrowers refinance into longer-term financing, working to protect and recover invested capital.